Tips for first time buyers from SA Home Loansfidel
Buying a home for the first time has to be one of the most exciting experiences in a person’s life. It can also be a very daunting and time consuming process considering that first time buyers have no idea what to expect. It is vital to get a financial institution that will walk first time buyers through the whole process to ensure that there are no regrets. After all, it will possibly be the biggest investment that they have. SA Home Loans offers tips and guidance for first time buyers to ensure that their first experience runs as smoothly as possible.
While a first home might not be a mansion for first time buyers, it’s still important to get one that they will fall in love with. A bachelor pad would be ideal for singles while newlyweds could look at two bedroom houses. Taking a digital camera while house hunting is advisable so that people can later look at pictures to see what they like more because they can end up looking at a few houses.
When buying property, first time buyers must consider individual housing needs as well as those of their families or future families. Factors such as location of the property, the distance to work, grocery stores, schools and doctors should also be taken into consideration. Once people have decided on the area, all that’s left is to find the perfect house, then apply for finance.
SA Home Loans offers new and first-time property buyers a range of mortgage options tailored to their specific needs. What’s even better is that SA Home Loans also offers people the facility to change their initial option in the future. First-time buyers can use the SA Home Loan calculator to see if they qualify for a bond. A South African Identity Document and proof of income is all they need to apply. Once SA Home Loans has all the necessary documentation they will complete the approval process within 48 hours.
First-time buyers can apply online at www.sahomeloans.com or via SA Home Loans’ help centre by calling 0860 24 68 10 or by contacting their nearest SA Home Loans branch to begin the application process. Further details can also be found on SA Home Loans’ website.